The main reasons of those read as follows : i , the reforming of financial structure lags behind the reforming of economic ; ii , the structure of financial administrative enforcement of law is unscientific , iii , the mechanism of the financial administrative enforcement of law is not very perfect , iv , the surrounding to financial administrative enforcement of law is not very med because of the special running - in time to transfer planned economic into market , v , the quality of personnel engaging in the financial administrative enforcement of law should be improved urgently 我國金融行政執(zhí)法現(xiàn)存的主要問題有:目標(biāo)模糊;行動遲緩;素質(zhì)偏低;道德風(fēng)險等。這是因為:第一,金融體制改革滯后于經(jīng)濟改革,缺乏對金融行政執(zhí)法的外在要求;第二,金融行政執(zhí)法體制不科學(xué),影響了金融行政執(zhí)法的績效;第三,金融行政執(zhí)法機制不完善;第四,金融行政執(zhí)法環(huán)境不理想;第五,金融行政執(zhí)法隊伍不整齊。